Pension Fun
November 28th, 2011As we move towards industrial action, on the 30th November I have a feeling that there will be a sudden increase in rather distorted media coverage.One of the key things that irritates me is some of the language that is used around the principle reason for the dispute. The dispute is fundamentally about pensions and the desire of the Government to see people in the public sector work longer, pay more and receive less.
Interestingly the reasons cited for this need to change is the fact that changing demographics mean that pensions are/will shortly be unaffordable. This is odd as the received wisdom on pension reform comes from John Hutton’s pension report. His report is fairly clear that the burden of pensions is falling rather than increasing.
There is a certain logic to this. We are at the point where the post war generation are picking up their pensions, this will be followed by generations where birth rates were on the decline. This is coupled with a massive reduction in public sector employment. Taking the NHS as an example there has been a 50,000 reduction in staff over two years meaning nearly 5% of the work force has gone off the books. Add to that local authorities and the police you see a substantial reduction in the burden.
What is hidden in the Government story of pensions is the principle that it is unfair that public sector employees get pension terms that are not comparable with private sector employees. Note that it is apparently fair to change the terms and conditions of a previously agreed contract but not fair to have favourable terms to group of people you have no control over.
This is where the language begins to annoy me. You often hear terms such as “gold plated pension” and “generous pension schemes”. These terms imply that a pension is somehow a gift that is granted through the largess of the state.
This isn’t true. A pension is nothing more than an element of your pay. Some pay you receive up front as taxable income, whilst some pay comes in the form of employers pension contributions that is deferred until retirement.
We need to get away from the thinking that pensions are some sort of magic gift from the tax payer.
The fairness argument is essentially saying that public sector workers need to have their wages reduced. It doesn’t matter if you mean just the taxable element or the pension contribution, both are essentially wages.
The extrapolation of this is that nurses, teachers, social workers and care assistants are paid too much. If you are arguing for public sector contribution to pensions to be reduced this is what you are advocating. That is an entirely reasonable position to take if you believe it, but do not couch it in terms of pension reform.
This is basically the politics of envy.
We should also remember that reducing pensions has a consequence.
Pension funds are a massive source of investment for the private sector. Leaving aside the point that many funds were unduly affected by the lack of banking regulation, we need what they have left to invest in growth. Reducing the capacity for funds to do this seems naive at best.
We also have the issues we are storing up for the future. Giving pensioners enough money to live on reduces the chance that they will become a burden to health and social care in their old age. This is why improving private sector pensions is a much more pressing concern than reducing public sector pensions.
If we support people in the private sector to have investment in their future, then when it comes to means tested social care benefits more people will be supporting themselves. This is basic maths.
Posted in Media, Politics | Comments (3)
OnLive OnLine
October 8th, 2011
Back in March 2009 I wrote about cloud gaming. Reading it back to myself two things spring out:-
1) I’ve had a blog since 2008, I did not know that.
2) I appear to have written something with seemingly no opinion in it, it’s a loose collection of vague facts.
Anyway, OnLive launched in the UK a few weeks ago. I felt obliged to sign up and buy one of the micro consoles that connect it to the TV (£69). I felt obliged because I’d written the previous thing a few years ago, or at least that was the tenuous explanation I gave myself for buying another much needed gadget.
You don’t need to buy the console to sign up. You can get OnLive to run on any PC and Mac as long as you have a sufficiently fast internet connection. I think this is a crucial point. If you sign up for free you can play demos of any game they have on OnLive, also for free. Also if you sign up before the 9th October (in the UK) you can get one game for £1. This includes any of the big releases they currently have. I got Dirt 3 for £1 which is a bargain.
Overall I’d say my experience of using OnLive has been very very positive. Much better than I thought it was going to be. It is important to say that all of the games I’ve played, at least graphically, have not been as good as the console/PC equivalent. The quality of the graphics is determined by connection speed and with 20mbps (I never get that speed) all of the graphics have a slightly washed out feel. Overall I reckon they’re about 95% of the way there.
Other than that gameplay has been flawless. After a couple of hours playing Space Marine I had forgotten that the game was being generated remotely.
Mentioning Space Marine reminds me of another nice touch, after ordering the micro console it did take some time to turn up, this didn’t surprise me, after all I’d ordered it on the launch day and sometimes things are delayed. Never the less I had an email from OnLive saying I could have any game for free, a great bit of customer service.
Though this did highlight one of the biggest problems with OnLive, the choice of games isn’t great. There are some great games from the last year or so, but mainly ones I’ve played on the PS3, when it came to choosing an extra game I found it hard, so went for Space Marine which isn’t something I ever intended to play. As it goes it isn’t a bad game.
Although the range of games isn’t great they do offer a monthly subscription of £6.99 a month which gives you access to package of over 100 games. Mainly old ones, but quite a few I had intended to play years ago and never got round to buying, it seems a good deal.
Other nice touches are, whilst playing anyone logged into OnLive can sit and watch you play, any interesting thing that happens in game can be instantly loaded as a video on to your profile and the controller. The controller that comes with the micro console is fantastic, by far the most comfortable controller I’ve ever come across.
The thing with OnLive is that I’m still not sure what it’s market is. For people with a Mac or older PC it is a great way to play more recent games but, at present, the quality does not compete with a high end PC or console. Having said that the micro console only costs £69 and theoretically will never need to be upgraded.
I can’t see it replacing my PS3 soon but I will use it to play games, especially demos.
The technology is very impressive and with a greater prevalence of proper broadband I can see this as being the way we will see games in ten or twenty years time. I see that there are plans to integrate the console into TVs and provide an app to play games on tablets and phones, this is the surely the future, but not quite yet.
Posted in Games | Comments (1)
Home of Metal
September 12th, 2011
I thought it might be an idea to write something on here that wasn’t based on my simplistic 6th Form analysis of recent political events.So instead I’m going to write about Heavy Metal, which is much more sensible.
Yesterday I went to visit the Home of Metal exhibition at the Birmingham Museum and Art Gallery. I’m not a great museum visitor, they tend to bore me, but an exhibition devoted to Heavy Metal seemed like something I should do. Though it has been on since July and I only got round to it a week before it finished.
I think I should start this with stating that it is a great exhibition, it’s well made and does a good job of holding your hand through a very different bit of Birmingham’s history. I also recognise that Capsule, who put it together, have done a vast amount for music in Birmingham over the last decade, they’ve let me see Lightning Bolt and Shellac for a start.
With that caveat I have to say I left the Home of Metal feeling at a bit of a loss.
One thing I’ve learnt in the 20 years I’ve been living in Birmingham is that it has always been seeking an identity to distinguish itself from other cities. It’s constantly fighting to define itself as the second city of the UK, when I say fighting I’m not really sure that Manchester is aware that there is a fight going on nor is actually that bothered about how UK cities are prioritised.
Birmingham is jealous that other UK cities appear to have a more defined musical heritage. I don’t think other cities have a greater heritage of music but they do seem to be able to bundle things together. Liverpool had Mersey Beat and Manchester had the MADchester thing of the early 90s. Birmingham hasn’t had anything equivalent. Birmingham has had international fame with ELO, Duran Duran and of course Black Sabbath but there hasn’t been a unifying marketing ploy behind them.
These themes, or close groups of bands, are nothing more than a device by record companies to promote bands that otherwise wouldn’t get anywhere. As such I don’t think Birmingham has really missed out.
This lack of a Birmingham “sound” now seems to have been addressed by the attempt to claim the genre of Heavy Metal as being a product of Birmingham (and the Black Country to an extent).
Heavy Metal is a really difficult type of music to define. It is incredibly subjective to distinguish where hard rock stops and heavy metal begins. Essentially it is a semantic difference but one that still seems to be a pre-occupation for some people. It is also a semantic difference that seems to be at the heart of Birmingham’s claim on musical history.
Whilst growing up in Eastbourne (the home of The Mobiles and Top Loader) I listened to a lot of Heavy Metal, I’m not proud of it but it is a fact. In the 80s we were probably past the first blossom of Metal as a genre and just at the beginning of what I’ve been repeatedly been told was a new wave of British Metal (the NWOBHM).
I missed the early 70s on account of not being born so am on delicate grounds to refute Birmingham’s claims to have invented a musical genre. Whilst I was aware that Black Sabbath existed I couldn’t have told you they came from Birmingham and I would have struggled to explain to you why they were more important historically than Thin Lizzy, Rainbow or any number of other bands.
Before I started writing this I did spend a bit of time looking at Wikipedia, it was useful to try and get a sense of what happened before I was born. I have many albums from before I was born but little knowledge of when they came out and no real understanding of their impact or relative sales. I was struck that Black Sabbath do indeed seem to be considered as some sort of originator of this type of music.
This confuses me quite a lot. I am at a complete loss to figure out what is that different about Black Sabbath (the album) and Deep Purple’s In Rock, or King Crimson’s In The Court of the Crimson King? All dabbled with occult(ish) references, all relied on riff based songs and all came out at roughly the same time (King Crimson the year before and Deep Purple a few months later). Certainly sales don’t seem to distinguish Black Sabbath from the others. This is before you consider Born to be Wild which came out two years before Black Sabbath and mentions Heavy Metal in the lyrics of the title song.
Obviously one band doesn’t mean the birth of a movement (I know Heavy Metal cannot be defined as a movement). The Home of Metal appear to emphasise this by devoting a fair amount of space to Judas Priest who are from Walsall (a bit). I don’t know what to make of Judas Priest. As I grew up I had always assumed they were a joke band, apparently they’re not a joke band. They didn’t seem to innovate anymore than any other band around and when their first album came out in 1974 they were considerably behind bands such as Kiss and Aerosmith in terms of world wide profile.
Which leads on to the main point that is only hinted at in the Home of Metal. Of the time when Black Sabbath came to prominence the biggest band in the world, after The Beatles, were Led Zeppelin. Led Zeppelin II predated Black Sabbath and much of it seems to be a template for Metal/Hard Rock through the last four decades. The problem with Led Zeppelin is that their Birmingham/Black Country roots are shakey. Yes Robert Plant grew up in West Bromwich and John Bonham was born in Redditch but the other two were born and bred southerners. Can Sidcup claim to be the home of rock because John Paul Jones was born there and Keith Richards went to college there? No, that would be tenuous.
The second part of Home of Metal relates to Birmingham’s role in the 90s with Napalm Death. I’ve always had a soft spot for Napalm Death but it is really hard to say they set the world on fire. They defined a new type of metal (Grindcore) but were relatively unknown outside of Birmingham, except to a core group of fans (and are massive in Mexico). Were they more influential than Anthrax, Metallica or Slayer? It would be difficult to claim they were.
The reality of the early 90s was that Heavy Metal was largely defined in LA through cocaine fuelled hair bands like Guns N’ Roses and Motely Crue. It wasn’t pretty but was strangely popular. It also, almost managed to kill the concept of Metal for a generation.
My point, and it has taken me a while to get to it, is that Birmingham did play an important role in the creation of Heavy Metal, but so did Hertford (Deep Purple), Sheffield (Def Leppard), London (UFO, Iron Maiden, Uriah Heep, Motorhead, and even Barnsley (Saxon).
It is no more the Home of Metal than any of these cities.
Birmingham does have a really disparate history of bands and it would be better off celebrating the difference in these rather than attempting to a create an artificial construct after the fact.
I know this comes across as quite sniffy about something that was created through a lot of hard work and with only the best of intentions. On the plus side it did provoke me to think about this in considerably more depth than is probably sensible, so on that level it worked very well.
Posted in Birmingham, Music | Comments (3)
Pick Up The Pieces
August 12th, 2011I decided to write about rioting.
This has been an odd thing to get round to writing. I’ve been thinking about it for days but everytime I’ve gone to start typing I’ve read something that eloquently sums up my views far better than I can myself.
A case in point being Russell Brand’s excellent thing in the Guardian.
First off I don’t think I have any particular insight into why our society apparently began to unravel this week. I don’t have any solutions and can’t pretend to really have any understanding of the people involved. My life is fairly comfortable and is as removed in social terms, if not geography, as it is possible to be.
I think the thing that really prompted me to and get my thoughts together on this was the reaction of Michael Gove on the radio, on Wednesday morning. I can’t remember the exact words as I was having a shower at the time but in short he said we shouldn’t seek to understand recent events as they were purely a manifestation of good vs evil. I added the word manifestation as this is what he really meant, he said something else that didn’t work as well.
I thought about that for quite a while.
It’s obviously idiocy of the highest order but there was something that resonated with me. As with much of the coalition Government narrative, it is a complex event boiled down to a simple explanation. The reductionism of this is so effective that the words essentially have no meaning. This is dismissing events as though it was little more than a Batman comic.
It operates on the same simplistic level that appears to have convinced the mainstream media that macro economic policy works in the same way as a credit card.
This has been coupled with the constant refrain from the Government, that to seek answers is to justify criminality. This is the attitude of someone trying to hide something. The rules of cause and effect don’t have a moral component. I believe that boiling water turns it into steam, this doesn’t mean I’m justifying it .
What I think I can safely say is that many thousands of people did not spontaneously, and suddenly, all reach the same conclusion, that wanton criminality was the way forward. This inclination had to be latent and needed to be triggered.
The causes of all of this are likely to be complex, though not ignoring that personal choice is probably the overarching factor. I don’t think we can ignore the role of politics within this, and I don’t mean this is something caused by the Conservatives alone. All parties have a similar responsibility for the change in moral norms that has clearly happened over generations.
We are living in an age where it is most likely that young people will not achieve levels of prosperity that their parents have. This isn’t an issue of poverty be it absolute or relative, it is an issue of hope and aspiration. I don’t mean that civil disturbance is influenced by settling for a smaller telly than your Mum and Dad. I mean that we are living through a time where the entire tempo of our lives is a regression on what has gone before. It is only moral boundaries that stop us seizing at quick and easy routes to comfortable living. Be that a moral objection to auditioning for X Factor or an implicit understanding that we shouldn’t rob banks.
This makes it all the more important that we ensure that everyone has got something invested in our society, something that they don’t want to lose. Without that we have no real form of censure.
The world wide recession has clearly impacted every strata of our society but this has been coupled with an ideological experiment to remove the state from our lives. This isn’t as simplistic as the reduction of budgets, it is also the message that is given to us by the Government that we must take responsibility for our lives back from the state.
This message is couched in the economically bankrupt imperative of deficit reduction but the reality is an ideological reduction of the state.
I imagine that this message was intended to develop the flawed concept of the Big Society as we all embraced our personal responsibility. The reality is that we see that many young people have recognised that it is their responsibility to generate their own wealth and simply decided to take it.
If you consider this article in the Telegraph you can see why such a reaction has come about. Any young person shaping their values in our society can see from the example of our political, media and financial classes that illegality is a technical barrier. If this notion isn’t redressed through family then I’m not exactly sure where people get their lead from.
Of course that doesn’t justify the decisions that young people have taken.
It does leave us with a problem, how do we stop this happening again? We can maintain a massive police presence for a few more days but then we run out of money. At some point we will need to reduce this and I’m not convinced that we have managed to change the minds of many of the people that decided that Sunday was a good time to set everything on fire.
Yeah, I don’t have an answer to that.
We need long term solutions and a fair bit of that will only come through setting examples. That will mean getting rid of politicians that we know are corrupt. Regulating the media and regulating the financial sector. Anything less will only fuel an erroneous perception of injustice.
It is fine for the Government to experiment with removing the state from our lives, in the hope that the private sector will fill the void. As with any experiment we need to be prepared for what happens if we get results we don’t expect. In this case criminality has filled the gap left by a shrinking state and lethargic private sector.
We have seen some efforts to fill this gap by society itself. We’ve seen vigilante mobs on the streets and we’ve seen spontaneous civic cleaning. Whilst I understand that, in some forms both of these are needed to make us feel good about ourselves they divert attention away from what really helps us out in the short term. The last few days have seen Council workers out first thing in the morning doing the real cleaning before any fo us get up. Throughout the night we have seen the Justice Service, that has been decimated by the Government trying to send an immediate message out to communities.
We need to recognise that we can experiment all we like but when it goes wrong we need at least a semblance of a safety net, in the form of the state, to pick up the pieces.
