Archive for the ‘Politics’ Category

Benefit Fraud

August 10th, 2010

I’m not really that bothered about benefit fraud.

I can see that it is something that probably shouldn’t be encouraged but I don’t see it as something that we really need to get that hung up about. Most people that phoned a radio station this morning probably don’t agree with me.

I used to work for the Benefits Agency. The fraud team seemed fixated that they were some sort of special agents, they had radios.

They would spend months on surveillance, building a case to stop someone nicking  £30. It didn’t seem very cost effective.

This morning, or possibly last night, David Cameron announced a new “policy” to unleash bounty hunters on benefits “cheats”. This sounded quite exciting. The prospect of unleashing Dogg the Bounty Hunter on someone “doing a foreigner” (not a literal use of the term, but I rarely get to use it), seemed a bit over the top.

The reality is that it is just an excuse to bung more cash at credit reference agencies and give them access to more data to flog to companies. This is nice because credit reference agencies always have a hard time in a recession.

The way this has been represented seems to be the most interesting thing about it. The figure of £5.2 billion in fraud a year has been plastered over everything. This surprised me as I thought that fraud levels in previous years were much lower. I know we’ve had a recession but this would have been a massive increase in such a short time.

As you look at the story you notice that this figure is in fact fraud AND error. So it includes money paid to people by mistake. Though there doesn’t seem to be much interest in the press in the error part of it.

Finding Dave’s figures proved to be quite tricky. I couldn’t find anything that matched £5.2 billion but I did find the Department of Works and Pensions 2008/09 figures. They tell quite a different story. They say fraud and error account for £3.1 billion. So we have a discrepancy of over £2bn.

They also state that fraud accounts for one third of this total.

Over a billion quid in fraud is something that we should be interested in but it isn’t really the £5.2bn that started all this.

Listening to Five Live this morning you might have thought that most of the country were signing on whilst working. The DWPs own report estimates that Job Seekers Allowance fraud accounts for £240 million.

The report also highlights the £0.5bn that is underpaid to people each year. This again hasn’t been mentioned by the press.

Whilst looking for the figures I came across a press release from the Citizens Advice Bureau highlighting the £16 billion that is unclaimed each year. This is the real issue that should be of concern to us. This is a vast amount of money that should be paid to the most vulnerable in society but isn’t. These are winter fuel payments that play a vital role in keeping people alive.

Overall our current benefit bill is much lower than it should be.

That’s something to think about next time we make excuses to not chase the £40 billion that is avoided in tax each year.

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Living in a city

March 10th, 2009

barcelonaI went to Barcelona the other day. It’s very nice. I know it is ridiculous to compare one of the premier cities of Europe with Birmingham but I have a feeling I’m going to do it anyway.

The most immediate difference I noticed is the fantastic use of public space. This is public space in the true sense of the word. Areas that have been put aside for people to congregate in and do things together. This is most obviously emphasised by the large amount of Children’s play areas. They are everywhere and seem to be really well used.

These play areas seem to be complemented by similar areas for table tennis and that crazy European version of bowls obviously aimed at adults. The odd thing about these areas is that people were using them. People of all ages were coming together outside and doing things.

This community activity is something that I couldn’t really conceive of happening in Birmingham. When we create a public space we seem to have some strange fear of putting stuff in it that people might find useful.

The vast majority of development is entirely focussed on retail rather than improving the quality of life. In Birmingham, we have had a debate about a park in the City Centre but that has rambled on for many years now with little evidence of anything tangible appearing.

My theory on why there is a different attitude to space comes down to the British obsession with houses. The status attached to owning your house and having a garden is different to other countries. In the UK there has previously been a perception of living in a flat as being associated with poverty. The stigma of tower blocks has seemingly removed the voice of flat dwellers from urban planning.

In countries where living in an apartment (posh flat) is the norm the expectation is that public space will fulfil the absence of a garden. This attitude is possibly changing with the development of city centre living but such change seems slow. City Centre developments in the UK are solely focussed on the ideal of young professionals rather than fostering community.

Another striking difference about Barcelona is the massive amount of graffiti. It is absolutely everywhere. The odd thing about it is that it doesn’t seem to have brought about the breakdown of society or even really made the place look untidy. Though I’m sure that if you ask people who live there about it they probably get quite pissed off about it.

I think it underlines that small minded politics of urban decay that we are fed in this country. Rather than politicians focussing on the more macro drivers of change that affect all of a community they obsess on the micro affects. If a phone box has a graffiti tag on it makes very little difference to people if they have little in the way of recreation facilities or all their local shops are shutting down.

I’d say my criticisms of Birmingham are not specific to this city. I’m sure they are applicable to all urban environments in the UK. That turned into more of rant than the description of what I did on my holiday that I’d planned.

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Play Away

February 7th, 2009

I’ve been bothered by the recent decision by the Competition Commission to stop the so called Project Kangaroo. My irritation with the decision is odd as I don’t generally use the existing video on demand services provided by BBC, ITV and Channel 4. Though I do like marsupial based technological developments.

BBC iPlayer seems to work fine and Channel 4 OD  requires too much software  running in the background. I spend a fair mount of my time trying to avoid ITV so the prospect of watching it on the Internet fills me with a bit of dread.

I think the thing that has annoyed me about the decision is the element of condescension within it. They believe the public (us) will benefit from having to visit three different sites to watch UK TV. The market will, apparently, provide us with a better service through making the whole process more difficult.

An analogy would be to say that manufacturers are restricting competition through allowing us to watch more than one channel on our TVs. The decision appears to fly in the face of all moves towards convergence.

I think there is an interesting parallel with the decision to restrict the BBC from developing local news services. The decision was apparently taken in order to prevent local news providers being subject to unfair competition from a state funded organisation. This ignores the fact that the majority of local news providers are a little bit crap. Maybe the injection of competition would force them to raise their game.

We frequently forget that the BBC is ours. We pay for it. We should use it to provide services that improve the quality of our lives. It should not be considered a publicly funded private organisation. We can use it to make developments that raise the bar for other organisations.

The iPlayer itself has set a standard that other organisations are trying to meet. This standard has been set both nationally and internationally and I think we should be proud of that.

In the judgement the Competition Commission seem to have ignored one vital factor to the video on demand market (well they did in the press release, I didn’t read the whole report). The current market is made up of more than the established media providers. Both Sky and Virgin prompted this investigation and to be honest you’d expect them to moan about it.

The competition for providing media services is really coming from the likes of Bittorrent. It is a simple process to find TV you’ve missed for free and download it. Usually with the adverts removed.

It is this problem that mainstream media providers need to address rather than their own protectionism. Kangaroo would have provided a platform with a revenue stream whilst giving us something that we want.

It’s a short sighted decision and one I’m convinced will be overturned.

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